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"If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance."
-Suze Orman
Whole life, Protector life, insurance is a permanent life insurance policy that helps protect you and your loved ones in the case of death or the financial devastation of a terminal, chronic, critical illness or critical.
Plus, you have the ability to accumulate cash value, tax-deferred.
Universal Life , Income Builder, is complete family protection with the potential to build cash value. It's so much more than just a death benefit. It also allows you to prepare, protect and save for your future.
Term Life pays a generally high amount of death benefit for a low amount of premium, but only if the death occurs within the term of the policy.
Term insurance can be used as a starter policy to lock in your insurability, can be used during a time when insurance is needed but finances are limited and can be converted to permanent life insurance in the future. It is often used as a stepping stone to a permanent policy
